Low Cost Health Insurance

Low Cost Health Insurance

Finding low cost health insurance in the Commonwealth of Virginia does not mean you have to be eligible for a group health insurance plan through your employer, nor does it mean you have to qualify for Medicaid or state-sponsored healthcare services. Virginia residents in search of affordable health care can purchase individual health insurance plans.

Because individual health insurance plans can be expensive – which isn’t exactly the equivalent of “low cost” – you want to make sure you are getting exactly your money’s worth. Take these tips into consideration when shopping for an individual health insurance plan in the Commonwealth of Virginia:

• Make sure the health carriers and insurance agents selling individual health insurance policies are licensed to sell health insurance in Virginia – if you purchase health insurance from a company or agent not licensed to do business in Virginia, you will find it difficult to obtain protection against fraud.

• Don’t lie and don’t risk it. If you know a particular health insurance company won’t insure you because of a pre-existing medical condition, don’t lie about that condition in order to get low-cost health insurance. You’ll only be cheating yourself, because you still won’t have coverage for the health issue. Wouldn’t you rather feel safe in knowing you’re covered should complications arise?

• Don’t give up. If one health insurance company denies you medical coverage, move on to the next company. Each individual health insurance company follows different standards and criteria for … Read the rest